LitigationFreeZone™
By Invitation Only

Litigation & Risk Mitigation and Settlement Solutions

ProCouncil™ Advisory is the exclusive master licensee of HotNeutral™ products and solutions. HotNeutral™ products and solutions serve all participants in the mortgage banking space including interests of the borrower and consumer.

Lenders & Servicers: We mitigate or resolve litigation and operational risks with new powerful opt-in solutions for industry and consumer participants. We revise (best) practices, drawing a line in the sand of liability, and set a future course with less exposure; which you can ‘bring to the bank’, rating agencies and your bottom line. We Mitigate Litigation, Operational & Surveillance Risks, including Bankruptcy-Foreclosure-Trustee Administration & Litigation Risks, Loss Mitigation & Modification Risks, Credit Agency &  Rating Risks, & Media Headline Risks.

We work with your team to reach settlement & mitigation solutions for litigation and operational risks. As recent laws, regulations and cases have greatly enhanced liability exposure, the need for voluntary resolution of such issues or lawsuits is now paramount. Opt In Safe Harbors™ and Litigation Free Zone™ can provide the framework to such resolution.

ProCouncil™ Advisory offers litigation and risk mitigation resolution services in all 50 states. ProCouncil™ Advisory is the exclusive HotNeutral™ master licensee to implement BKMods™, OptinMods™, OptinSettlements™,OptinSafeHarbors™, LitigationFreeZone™, DefaultReferral™, and Confidential Strategy™ products and solutions.

Example: See the example located at OptinSettlements™of actual, contingent and hidden litigation and operational exposure, now occurring in relation to BK/Foreclosure/Trustee administration issues and adversary actions. Lenders and Servicers can expect adversary actions by trustees (which by case ruling, is not preempted by bankruptcy) to be filed against them. Trustees have also adopted new bet practices that you should review.

Confidential Strategy™

Confidential Strategy™ Solutions
Can Offer Benefits of Resolving or Mitigating Litigation & Operational Risks Through
OptInSafeHarbors™ in a Litigation Free Zone™
With “Revised” Practices

* * *
Benefits May Include:
*Settlement of Present & Contingent Litigation
*Enhancement of Controls Over Operational & Litigation Risks, Including:
Bankruptcy-Foreclosure-Trustee Administration Exposures, and Loss Mitigation,
Modification & Refi Risks
*Obtaining or Controlling Insurance Coverage for Directors and Officers (D&O), Errors &
Omissions (E&O), Commercial General Liability (CGL), Employment Practices Liability (EPL),
Credit Risk, Accounts Receivable or Private Mortgage Insurance (MI), and
Investors Residential Value (IRV) insurance policies. Click: Zone of Insurance
 *Leadership with Mitigating Positions through Proactive Solutions
*Creating Positive Media Headlines

2008-2009 Hidden Liability Issues:
Servicers/Lenders Trustee & AG Lawsuits
Trustee, Borrower, Investor, Shareholder and Class Action Lawsuit
Escrow Regulation Compliance / Pre & Post Petition Payments / Shortfalls
Failure to Comply with SAN* BK/Foreclosure Administration
Rating Agencies / Surveillance / Downgrades
Insurance Coverage Issues - Avoid Loss of Coverage - Defend Coverage Positions
(Buy Back Litigation) Click: Zone of Insurance
Predatory Loss Mitigation / Modification / Refi Risks

OptInSafeHarbors™ | Litigation Free Zone™

News: For Immediate Release

BANKING, MORTGAGE, LENDER/SERVICER
& RELATED INDUSTRY PARTICIPANTS

Opt In Safe Harbors™ | Litigation Free Zone™

As part of its Vision to be a primary catalyst of the mortgage banking community and as the forum of choice for the articulation of concerns and issues (see: http://www.e-afn.org/mission.html), the American Legal & Financial Network, (“AFN”) announces its support of Opt In Safe Harbors™ as a viable mechanism to supply the framework for self-resolution among mortgage industry participants. Click Here for Press Release